Pam Rice
Independent Insurance Agent
I know choosing healthcare coverage can feel overwhelming, especially with how often plans and costs seem to change. My goal is to help make the process easier by walking you through your options while keeping both your healthcare needs and your budget in mind.
Many people don’t realize there are programs available to help lower their prescription and healthcare costs, especially with Medicare Part D. I began helping customers understand and navigate these plans when they were first introduced in 2006 while working at an independent pharmacy here in Southern Illinois.
In 2024, I became a licensed broker so I could continue helping people in an even bigger way — by guiding clients toward coverage that fits not only their current needs, but also their future goals.
Over the years, I’ve come to understand how personal healthcare decisions can be. People want coverage they can trust, doctors they feel comfortable with, and access to the care they need without unnecessary stress. As a lifelong Southern Illinois resident, I also understand that many of us travel outside our local area — and sometimes even out of state — to receive specialized care.
I’ll do my best to help you find coverage that works for your situation, respects your budget, and gives you confidence that you can access the care you deserve.
618 273 8165